With the start of a new decade a mere few weeks away, Americans are feeling particularly good about closing out 2019 when it comes to their current and future financial situation. That said, many are vowing to make it a priority to reduce the burden of personal debt that they incurred this year.

According to Fidelity Investments’ 2020 New Year Financial Resolutions Study, 82 percent of respondents say they are in a similar or better financial position than they were in last year. Most credited their success to their own good habits – saving more (47 percent) and budgeting (29 percent) – rather than their investment gains (18 percent) from a stock market that made one high after another. Less than 25 percent put it down to having been able to work more hours in a strong economy.

Embroidery is the art or handicraft of decorating fabric or other materials with needle and thread or yarn. In this way, it has been practiced for decades.

The origin of embroidery can be dated back to Cro-Magnon days or 30,000 BC. During a recent archaeological find, fossilized remains of heavily hand-stitched and decorated clothing, boots and a hat were found.